[{"data":1,"prerenderedAt":48},["ShallowReactive",2],{"q-sw-111-2-policy-legislation-017":3},{"subject":4,"subjectSlug":5,"subjectFullName":4,"question":6,"related":24},"社會政策與社會立法","policy-legislation",{"id":7,"webId":8,"year":9,"session":10,"subject":4,"legacy":11,"number":12,"stem":13,"options":14,"answer":19,"answerNote":20,"images":21,"lawTimestamp":9,"explanation":22,"freq":23},"sw-111-2-社會政策與社會立法-017","sw-111-2-policy-legislation-017",111,2,false,17,"有關「完全準備提存制」社會保險財務運作方式的敘述，下列何者正確？",{"A":15,"B":16,"C":17,"D":18},"保險給付來自之前繳交保費的總和，具不同階級所得重分配效果","基金累積不受經濟因素的影響，長久被保險人經常可以領到更多給付","基金累積過程遭遇通貨膨脹使基金價值也變大","保險人長期收取的保費累積龐大基金，但是投資管理不易","D",null,[],"本題考點在社會保險財務的「完全準備提存制(fully funded)」特性。完全準備制要求保險人事先收取並累積足額保費形成龐大基金,以支應未來給付,因此面臨長期基金投資與管理不易的問題(利率、通膨、報酬風險),故D正確。A「來自之前繳交保費總和、具階級所得重分配效果」描述有誤:完全準備制強調個人帳戶對應自身保費、世代內互助有限,重分配效果弱。B「基金累積不受經濟因素影響、經常可領更多」錯誤,基金深受經濟景氣、投資報酬影響。C「遭遇通膨使基金價值變大」錯誤,通貨膨脹反而侵蝕基金實質價值。關鍵在辨識完全準備制的核心風險是『長期基金保值與管理』。",1,[25,29,32,36,40,44],{"webId":26,"stem":27,"number":23,"year":28,"session":23},"sw-106-1-policy-legislation-001","志願服務法第 22 條規定：志工依志願服務運用單位之指示進行志願服務時，因故意或過失不法侵害他人權利者，由誰負擔損害賠償責任？",106,{"webId":30,"stem":31,"number":10,"year":28,"session":23},"sw-106-1-policy-legislation-002","精神衛生法第 41 條規定：嚴重病人傷害他人或自己或有傷害之虞，緊急安置及強制鑑定後，仍有全日住院治療必要，經詢問嚴重病人意見，仍拒絕接受或無法表達時，應向何機關或單位申請許可強制住院？",{"webId":33,"stem":34,"number":35,"year":28,"session":23},"sw-106-1-policy-legislation-003","性侵害犯罪防治法第 8 條規定：醫事人員、社工人員、教育人員等，於執行職務時知有疑似性侵害犯罪情事者，應立即向當地直轄市、縣（市）主管機關通報，至遲不得超過幾小時？",3,{"webId":37,"stem":38,"number":39,"year":28,"session":23},"sw-106-1-policy-legislation-004","少年事件處理法第 18 條第 2 項規定：對於少年有監督權人、少年之肄業學校或從事少年保護事業之機構，發現少年有第 3 條第 2 款之虞犯事件者，得請求何機關處理之？",4,{"webId":41,"stem":42,"number":43,"year":28,"session":23},"sw-106-1-policy-legislation-005","家庭暴力防治法第 63 條之 1 規定：被害人年滿幾歲，遭受現有或曾有親密關係之未同居伴侶施以身體或精神上不法侵害之情事者，可準用相關規定申請保護令？",5,{"webId":45,"stem":46,"number":47,"year":28,"session":23},"sw-106-1-policy-legislation-006","依據家庭暴力防治法第 15 條第 1 項：通常保護令之有效期間為幾年以下，自核發時起生效？",6,1784109507818]