[{"data":1,"prerenderedAt":48},["ShallowReactive",2],{"q-sw-109-1-policy-legislation-018":3},{"subject":4,"subjectSlug":5,"subjectFullName":4,"question":6,"related":23},"社會政策與社會立法","policy-legislation",{"id":7,"webId":8,"year":9,"session":10,"subject":4,"legacy":11,"number":12,"stem":13,"options":14,"answer":19,"answerNote":20,"images":21,"lawTimestamp":9,"explanation":22,"freq":10},"sw-109-1-社會政策與社會立法-018","sw-109-1-policy-legislation-018",109,1,false,18,"與商業保險相較，關於社會保險保費的敘述，下列何者錯誤？",{"A":15,"B":16,"C":17,"D":18},"計算保費的風險分類比較粗略","保費與保險給付呈現精確比例","保費經常與薪資所得有關","社會保險加保人數多能降低保費","B",null,[],"本題考點在於社會保險與商業保險運作原理的差異。依社會保險採「社會適足性」與量能負擔原則，保費以被保險人薪資所得為計算基礎，與其可能領取的給付並非精確對價比例；商業保險才依個人風險精算、保費與給付成精確比例，故用於社會保險的敘述「保費與保險給付呈現精確比例」錯誤，選B。A對，社會保險為分散風險，風險分類確實較商業保險粗略；C對，保費常按投保薪資分級課徵；D對，加保人數愈多，依大數法則風險分攤愈穩、單位保費得以降低。",[24,28,32,36,40,44],{"webId":25,"stem":26,"number":10,"year":27,"session":10},"sw-106-1-policy-legislation-001","志願服務法第 22 條規定：志工依志願服務運用單位之指示進行志願服務時，因故意或過失不法侵害他人權利者，由誰負擔損害賠償責任？",106,{"webId":29,"stem":30,"number":31,"year":27,"session":10},"sw-106-1-policy-legislation-002","精神衛生法第 41 條規定：嚴重病人傷害他人或自己或有傷害之虞，緊急安置及強制鑑定後，仍有全日住院治療必要，經詢問嚴重病人意見，仍拒絕接受或無法表達時，應向何機關或單位申請許可強制住院？",2,{"webId":33,"stem":34,"number":35,"year":27,"session":10},"sw-106-1-policy-legislation-003","性侵害犯罪防治法第 8 條規定：醫事人員、社工人員、教育人員等，於執行職務時知有疑似性侵害犯罪情事者，應立即向當地直轄市、縣（市）主管機關通報，至遲不得超過幾小時？",3,{"webId":37,"stem":38,"number":39,"year":27,"session":10},"sw-106-1-policy-legislation-004","少年事件處理法第 18 條第 2 項規定：對於少年有監督權人、少年之肄業學校或從事少年保護事業之機構，發現少年有第 3 條第 2 款之虞犯事件者，得請求何機關處理之？",4,{"webId":41,"stem":42,"number":43,"year":27,"session":10},"sw-106-1-policy-legislation-005","家庭暴力防治法第 63 條之 1 規定：被害人年滿幾歲，遭受現有或曾有親密關係之未同居伴侶施以身體或精神上不法侵害之情事者，可準用相關規定申請保護令？",5,{"webId":45,"stem":46,"number":47,"year":27,"session":10},"sw-106-1-policy-legislation-006","依據家庭暴力防治法第 15 條第 1 項：通常保護令之有效期間為幾年以下，自核發時起生效？",6,1784109482551]